Overdraft Options
As a valued member, you have options for account overdrafts!
Overdraft Options for Your Checking Account
Discretionary Pay is discretionary overdraft coverage provided by Create Credit Union to prevent items from being returned or declined in the event of insufficient funds. It’s designed to help members avoid costly fees and penalties by paying items rather than returning them when there are insufficient funds in the account. We also offer optional overdraft protection covers your everyday debit and ATM transactions.
Find Out More
Other Options
We offer other ways of covering your overdrafts that may be less expensive. Linking your account to another account with us or an overdraft line of credit can be done at a branch or by calling our Member Service Center at 702-228-2228.
Click below to apply for a new line of credit or personal loan to be used for overdraft protection.
APPLY TODAY
Overdraft Options for Your Checking Account
Discretionary Pay is discretionary overdraft coverage provided by Create Credit Union to prevent items from being returned or declined in the event of insufficient funds. It’s designed to help members avoid costly fees and penalties by paying items rather than returning them when there are insufficient funds in the account. We also offer optional overdraft protection covers your everyday debit and ATM transactions.
Other Options
We offer other ways of covering your overdrafts that may be less expensive. Linking your account to another account with us or an overdraft line of credit can be done at a branch or by calling our Member Service Center at 702-228-2228.
Click below to apply for a new line of credit or personal loan to be used for overdraft protection.
Having overdraft coverage does not guarantee that we will pay your overdrafts. If we decide to pay an overdraft, you will be charged fees as described on the fee schedule.
