Create Credit Union
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Auto Loans

Keep more money in your pocket with rates as low as 4.24% APR* with your Create Credit Union auto loan.

Drive Smart With an Auto Loan

  • Low rates and flexible terms.
  • Get pre-approved before shopping, so you know your loan amount, interest rate and term.
  • Fast local loan decisions.
  • 45 days no payment.
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Drive Smart With an Auto Loan

First-Time Auto Buyer Program

Get started on the right foot. Call us first before you go car shopping. One of our Financial Service Representatives will pre-qualify you for a loan amount and rate combination that will fit your lifestyle.

  • Never financed a vehicle before.
  • Introductory rate for borrowers with limited credit history.
  • Established borrowers get a competitive rate to match the credit score.
  • Up to 100% loan-to-value financing.
  • After 12 on-time payments, you are eligible to get a reduced loan rate as reflected by your new credit report.
  • No pre-payment penalties.
  • No loan application fee.
  • Free shopping assistance from the Members Auto Representative – no dealership hassle.
  • Eligible for Visa credit card after 12 on-time payments subject to credit review.
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First-Time Auto Buyer Program

Buy New or Used With Our Auto Specialist!

Looking for your next vehicle? Let our Members Auto specialist handle the dealer negotiations for you. We’ll get you into a car in as little as one hour — including paperwork and financing! Our Members Auto Brokerage service is a Nevada state-licensed car dealership, so we can sell you your next car while avoiding the entire hassle of the dealership. Plus – trade-ins accepted! New or used, our Members Auto service is a Create Credit Union-owned and operated, state-licensed automobile dealership and brokerage.

Boat, Motorcycle and RV Loans

We offer great, low rates and flexible terms for boats, motorcycles and RVs, including motor homes, travel trailers, OHVs, and trailers.

  • Fast and local loan decisions.
  • RV loans for boats, motorhomes, travel trailers, tent trailers, and motorcycles.
  • Buy from a private party or from local dealers.
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Boat, Motorcycle and RV Loans

Loan Modifications

We know life can be challenging, and we are proud to offer you loan extension options for your current Create Credit Union auto loan. Please contact our Member Service Center at 702-228-2228 option 3, to complete the process Monday – Thursday from 9 pm – 5 pm and Friday from 9 am – 6 pm.

Loan Modifications

Final approval depends on proof of income sufficient for debt service and underwriter approval. Co-borrowers accepted. Not all applicants will receive approval.

*Annual Percentage Rate

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Each account insured up to $250,000. By members’ choice, this institution is not federally insured.

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