Create Credit Union
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Savings Accounts

At Create Credit Union, you’re a member-owner and your voice matters! Each member of the credit union has a membership savings account, which provides a share in the credit union.

Start Saving Today!

Open your membership savings with $5 or more to save for the future or unexpected emergencies. Open additional savings accounts as needed with just $5 or more to save for specific goals such as… electronic equipment, carpeting, appliances, or an upcoming vacation.

  • Earn competitive rates.
  • Access funds instantly with digital banking.
  • Make saving more convenient with Direct Deposit.
Find a Branch JOIN CREATE CREDIT UNION
Start Saving Today!

Membership Savings

This account holds your membership with Create Credit Union. The account requires a $5.00 minimum opening balance that must always remain in the membership savings to maintain active membership.


Money Market Savings

Create Credit Union’s Money Market Savings account can earn a higher dividend with no terms. This savings account has a minimum opening balance of $50.00 or more. Visit a branch or log in to your Online/Mobile app> Open & Apply > Deposit Accounts to get started.

With a Money Market Savings at Create Credit Union, you’ll earn dividends at a market matching variable rate.

View Rates
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Level Up Certificates and IRA Certificates

For a competitive deposit rate, you can open a variable-rate Level Up Certificate of Deposit (CD) or Level Up IRA Certificate of Deposit (IRA CD). The Level Up products come with a one-time bump up rate, allowing you to request a rate increase during the term of your CD/IRA. Feel confident that you can secure the best rates knowing you can adjust with the market. They are also a great option to benefit your retirement needs without going through your employer. Both savings products are insured up to $250,000 per account with your membership.

Select the term that best fits your financial goals. Invest as little as $500 or more for a term of 3, 6, 12, 18, 24, 36, 48, or 60 months.

For more information, speak with a member of our team at 702-228-2228 or open a Level Up CD/IRA in your online or mobile banking.

Learn More View Rates
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Christmas Club, Vacation Club, and Secondary Savings

Christmas Club Accounts

These accounts help you to put money aside each month in anticipation of holiday shopping. Make deposits at a branch, through an online transfer, or by setting up an automatic deposit/transfer.

Funds are paid out to your membership savings account on November 1.

Find a Branch or log in to your Online/Mobile app> Open & Apply > Deposit Accounts to get started.

These accounts allow you to save for future vacations. Remove some of the stress of vacation budgeting by saving a little at a time. Make deposits at a branch, through an online transfer, or by setting up an automatic deposit/transfer.

Funds are paid out to your membership savings account on May 15.

Find a Branch or log in to your Online/Mobile app> Open & Apply > Deposit Accounts to get started.

These savings accounts are in addition to your membership savings account. Save for as long or as short of a time as you like and withdraw as needed from this dedicated secondary savings account.

What a great way to save for something special!

Find a Branch or log in to your Online/Mobile app> Open & Apply > Deposit Accounts to get started.

Variable Rate – The interest rate and Annual Percentage Yield (APY) on all savings accounts can change at any time without notice as determined by the Board of Directors of Create Credit Union.

Fees may apply to all savings accounts. Create Credit Union fees are based on a member’s current membership status. See Create Credit Union Fee Schedule.

American Share Insurance (ASI) insures each account up to $250,000. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositor will get back their money.

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Each account insured up to $250,000. By members’ choice, this institution is not federally insured.

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