Refinance Your Auto Loan
If you love your car but not the payment, get a better rate or term by refinancing through Create Credit Union. Unlock lower payments today by refinancing your auto loan! For a limited time, you'll receive $250 Cash Back!*
Drive Smart with a Create Credit Union Auto Loan
Whether you’re looking to reduce your payment, shorten your loan term, or simplify your finances, we make it easy, fast and friendly. Let us review your loan and show you how refinancing could benefit you today!
- Low rates and flexible terms.
- Up to 100% financing.
- No payment for up to 90 days.
- No pre-payment penalties.
- Fast local loan decisions.
Why Refinance Your Auto Loan with Create Credit Union?
- Better Rate – If your credit has improved since you received your loan, you may qualify for a lower interest rate, saving you money.
- Monthly Payment Reduction – Lowering your rate or extending your term can reduce your monthly payment and ease your cash flow.
- Term Adjustment Options – Want to pay off faster? Or spread payments out? We’ve got options!
- One Simple Process – We handle the payoff to your current lender, so you only deal with us from here.
- Dedicated Support – Our professional team guides you step by step and answers your questions.
*Loan minimum, loan type, and collateral conditions apply. $25,000 minimum loan amount before ancillary products added to total loan balance, eligible only on refinancing of auto loan from another creditor; Limit one bonus per unique Vehicle Identification Number (VIN). Bonus will be paid to primary borrower’s membership share account within 10 business days of loan funded date. Membership must be in good standing at time of bonus payout. Bonuses are considered miscellaneous income and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable). Not all applicants will qualify, offer subject to credit approval. This is an offer to apply. You are not guaranteed a loan or specific rate.